InstaDebit Casinos Canada that Power Quick Deposits from Any Bank

InstaDebit Canada – Securing Fast, Reliable Casino Deposits Since 2004

InstaDebit Canada - Securing Fast, Reliable Casino Deposits Since 2004

If you grew up in Canada and are of adult age, odds are you’ve at least heard of InstaDebit. If not, we’re glad you stopped by. There’s a lot you need to know before you make your next online casino deposit. First of all, you need to know how quick, secure, and easy InstaDebit deposits are for Canadian iGamers.

The name InstaDebit implies a lot about the service. It enables users to instantly pay for things by debiting money from their bank account. It’s like swiping a physical debit card at the grocery store, except for two very important factors; 1) you can use it online, and 2) you don’t actually need a debit card. All you need is a bank account with any financial institution (bank or credit union) in Canada.

If you want to know more, just keep reading. We’ll teach you all about InstaDebit, how it works, and how to use it for online casino deposits. Start by selecting a subject from the table of contents below, or just continue scrolling. Thank you for visiting, and remember to gamble responsibly.

InstaDebit Canada – Table of Contents

What Is InstaDebit – No Card? No Problem!

InstaDebit is a trusted online payment solution based right here in Canada. Since its establishment in 2004, InstaDebit has been safeguarding online bank transfers for Canada’s online gambling community. It’s not an eWallet, like Paypal or Neteller, but it does offer more features than traditional intermediaries, like Interac.

I like to think of InstaDebit as the perfect median between the two classifications. Like most modern payment services, you will have to sign up an account to use InstaDebit. However, you cannot upload funds to your InstaDebit account, as you would an eWallet. You must link it to your Canadian bank account. Payments are debited directly form your bank when using InstaDebit.

What’s so interesting about this setup is that you can use InstaDebit to process withdrawals at most online casinos that accept it. Those funds will go into your InstaDebit account (again, similar to an eWallet). From there, you can either use the money to make additional purchases, or transfer it to your bank. This is the only way to get funds on your InstaDebit account, since you can’t upload money directly.

Who Can Use InstaDebit?

Are you 18 years of age? Do you have an account with a Canadian bank? If you answered yes to both of these questions, you can use InstaDebit. Unlike so many of its direct online banking rivals (Interac, iDebit, Instant Payments by Citadel , etc.), InstaDebit is supported by each and every bank, credit union, and otherfinancial institution in Canada.

What Do I Need to Register an InstaDebit Account?

Account registration is free, and it only takes a few minutes to sign up. Make sure you have your bank account number and your bank’s ABA routing number handy before you get started. You can find this on a paper cheque, on your bank’s website, or just call your bank and ask for it.

Also make sure you’re on a secure connection, as you’re about to provide some sensitive information. A secure home WiFi network is good; a public / guest login from the local coffee shop is bad.

Press ‘Sign-Up’ to Begin

From the InstaDebit Website, click on the big orange Log In / Sign Up button in the top right corner. This loads the login page. You don’t have an account yet, so look below the login area where it says “I don’t have an account” and press Sign Up.

Enter Personal Details

Next, you’ll need to enter some basic information about yourself. Input your first and last name, email address, and postal code. Then select and confirm a secure password. Remember, this is a financial account, so you want a good, strong password to keep it safe. When ready, tap the checkbox by I’m Not a Robot, then press Next to continue.

The next step requires you to provide your complete physical address, date of birth, and the last four digits of your S.I.N. This is for ID verification purposes, protecting you from fraud and identity theft.

Link Bank Account

The final step is to link your bank account. Note that you can only link one, so if you have multiple accounts, choose wisely.

You’ll need to enter the corresponding digits into three input boxes; 5-Digit Branch/Transit #, 3-Digit Institution #, and your Account #. Use the figure below to help you find these numbers on a paper cheque, or call your local branch for assistance. Then, enter the bank name, tick the box next to Chequing or Savings, and press Add Account.

Verify Your Bank Account

You should immediately receive an email from InstaDebit confirming your account. This email will inform you that a small deposit was made to your bank account. It could be anywhere from $0.01 up to $2.00. You’ll need this information to verify your bank account, but don’t worry, you can still use InstaDebit before verifying your bank. You’ll just have to deal with lower transaction limits.

It takes a few days for that deposit to appear in your bank. Once it does, report back to InstaDebit with the exact amount. At this point, your limits will be increased to $5,000/wk.

How Secure is InstaDebit?

InstaDebit is as secure as any government online banking website. It uses the exact same ultra-high-standard security protocols, including premium 128-bit data encryption technologies. If you trust in your regular online banking account to pay bills online, you might as well trust InstaDebit. Outside of traveling across the ocean and handing cash to the operator of your online casino, it just doesn’t get any safer.

Can I Gamble Anonymously with InstaDebit?

No. when you sign up your InstaDebit account, you’ll have to provide your identity and link your bank account. This is more than enough evidence to state that your online casino activity will not be entirely confidential. However, your bank statements will only state that you’ve made a payment to (or received a payment from) InstaDebit.

If you were hoping for a truly anonymous payment method, may we suggest prepaid cards or crypto currency.

How Fast are InstaDebit Deposits? – Instant!

If the name wasn’t clear enough, InstaDebit deposits are just that – instant! The payment system doesn’t deliver your cash into the casino’s hands the moment you submit the payment, but it does immediately confirm that funds are sufficient, and payment is in transit. Fortunately for online gambling enthusiasts like ourselves, casinos are generous enough to grant us instant access to that money in our gaming account.

Don’t expect InstaDebit casino withdrawals to be so prompt. Most casino’s impose a ‘pending‘ period before processing cashouts. This could take anywhere from a couple of hours, up to two days. Once processing begins, that money should appear in your InstaDebit account within a few minutes. Transferring that money to your bank account, should you choose to do so, will take 1-3 business days.

Cost of InstaDebit Canada – Rates and Fees

InstaDebit is not expensive by any means, but it’s not entirely free either. Account registration is free, of course. There’s a $1.95 fee to make a payment from your bank (e.g. online casino deposit). There’s no fee, however, to pay with money already in your InstaDebit account. If you’ve been paying attention though, you know you can’t fund your InstaDebit account directly. Only money received from a merchant (e.g. online casino withdrawal) goes into that account.

Receiving money in your InstaDebit account is also free, but sending that money on to your bank will cost $2.00. So, realistically, you’re going to have to pay a fee, at least once.

See the InstaDebit fee chart below for a clear view of potential expenses.

InstaDebit ServicesFee (CA$)
Account RegistrationFree
Make a Payment from Online Banking$1.95
Make a Payment form InstaDebit BalanceFree
Transfer Funds from Merchant to InstaDebit BalanceFree
Transfer Funds from InstaDebit Balance to Bank$2.00

How to Make an InstaDebit Casino Deposit

Using InstaDebit to make a payment is almost the same as using your online banking account to pay bill. The only difference is that it’s a two step process, instead of one. That extra step is the added security that shields your banking info from the online casinos you deposit with.

When you choose InstaDebit from the list of deposit options, you’ll enter the amount you want to deposit and submit. Then you’ll be redirect to the InstaDebit website to log in. From there, you’ll complete the payment, which will come directly from the Canadian bank account you’ve linked up to your InstaDebit account. Or, if you have enough money in your InstaDebit balance to cover the deposit, you can choose to pay from that balance, avoiding the $1.95 fee to pay from your bank.

See the InstaDebit payment walk through below for step-by-step instructions.

How to Deposit with InstaDebit – Step-by-Step

Order of StepsIn Detail
1. Login to CasinoLogin to the online casino you want to make a deposit at.
2. Visit the CashierMake your way to the Cashier/Banking section of the website.
3. Choose DepositChoose to make a deposit.
4. Select InstaDebitFrom the list of available deposit methods, choose InstaDebit.
5. Enter AmountEnter the amount of money you want to deposit and press the corresponding button to initiate the payment.
6. Login to InstaDebitYou’ll be redirected to the InstaDebit website to login to your account. Enter your email/username and password, and press Log In. (Note: If you do not yet have an account, you can press New User Checkout, and you’ll be directed to complete account sign-up during the deposit process.)
7. Choose SourceIf you have an InstaDebit balance sufficient to cover the deposit, you will be asked if you want to use this balance, or pay directly from your bank. Choose your preferred source.
8. Confirm DetailsLook over the details of the deposit. If everything looks correct, confirm the payment.
Success!Assuming you’ve followed the instructions correctly, the funds should appear in your online casino account immediately.

How to Cash Out with InstaDebit

Because InstaDebit is more like an eWallet than a bank-linked transfer system, you may have the option to use it to withdrawal winnings from your casino account. The process is exactly the same as depositing, although in this case, you may not have to have used InstaDebit to deposit before it becomes an eligible withdrawal method. In fact, there are some Canadian online casinos that accept InstaDebit for withdrawals, but not deposits.

To initiate an online casino withdrawal with InstaDebit, follow these steps.

Order of StepsIn Detail
1. Login to CasinoLogin to the online casino you want to cash out winnings from.
2. Visit the CashierMake your way to the Cashier/Banking section of the website.
3. Choose WithdrawalChoose to make a withdrawal.
4. Select InstaDebitFrom the list of available cashout methods, choose InstaDebit.
5. Enter AmountInput the amount of money you want to withdrawal.
6. Login to InstaDebitFollow any prompts, then – once redirected to the InstaDebit website – log in to your account. Here, you’ll choose whether to receive the funds directly into InstaDebit (free), or have them sent right on to your bank account ($2.00 fee).
7. Confirm DetailsLook over the details of the withdrawal, and if all looks good, press the corresponding button to confirm the payment.
Success!Assuming you’ve followed all directions correctly, your withdrawal will be processed by the casino in due time (avg. 12-48hrs). Once processed, the money will either appear in your InstaDebit account in a few hours, or in your bank account in 3-5 business days.

List of Recommended InstaDebit Casinos

The eCheckCasinos.ca team is made up of real online gamblers. We’ve been depositing and playing at ofshore internet casinos for many years now. We understand the importance of due diligence in selecting safe, reliable, responsibly regulated gambling websites. We only play at sites we trust, and we only recommend sites we play at.

With that said, please have a look at the list of Canadian casinos that accept InstaDebit for deposits and withdrawals. Click on any casino from the list to read a complete feature review.

InstaDebit Canada CasinosFor DepositWithdrawal
Jackpot CityNoYes
Royal VegasYesYes
Spin CasinoYesYes
   
   

Did you know ?

When you were a child, did you ever use invisible ink, or a white crayon and pencil, to write a hidden message to a friend? If so, you’ve already been integrated into the world of data encryption! That’s kind of how it works. Encryption is the process of altering text-based content so that only the intended recipient can read it.

Since the dawn of the internet, 128-bit encryption has been the standard for protecting data; especially sensitive data like a person’s identity or financial information. Online banking systems rely on 128-bit encryption to secure every transaction they facilitate. There are other security measures in place, too, but that 128-bit encryption is what we’ve come to know and trust.

If you’re wondering why it hasn’t been elevated above “128” in all these years, it’s because it doesn’t need to be. I believe Techopedia describes it best, in easy-to-understandable terms:

“128-bit encryption primarily refers to the length of the encryption or decryption key. It is considered secure because it would take massive computation and virtually thousands of years to be cracked. For example, it would take 2128 different combinations to break the encryption key, which is out of reach for even the most powerful computers.”

Author

  • Trevor Hallsey

    Passionate webmaster, devoted card game enthusiast, and proud son of the Great White North. With over a decade of iGaming experience, Trevor has launched numerous web portals to share his passion for game theory and all things Canadian gaming. With this site, he acts as a fact checker and mostly writes at the intersection of gaming and finance. He aims to offer statistical insights and unique information that you might see lacking in similar sites.

    ? Computer Science Enthusiast
    ? Maple Leafs Fanatic
    ? Jiu-Jitsu Purple Belt

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