A look at Crypto Platforms That Accept eCheck

Finding a crypto site that accepts eCheck is not the easiest task. Luckily, there are a few peer-to-peer sites that enable us to trade eChecks for crypto. Here’s everything you need to know.

Sites That Let You Trade eCheck for Crypto with Other Users

There are not many, but there are a few sites that let you buy crypto with eCheck. These sites are so called peer-to-peer sites and act as escrow services to ensure secure trades between you and the seller. Here are three legit sites that I’ve tested myself:


Paxful is the most popular peer-to-peer crypto marketplace right now. It used to be localbitcoins.com in the past, but they have shut down operations. Paxful allows you to trade crypto with other users. The platform acts as an escrow service, holding the seller’s cryptocurrency until you confirm the payment. Paxful provides user reviews and ratings to help you ensure that the seller is trustworthy before you open a trade.

Keep in mind: Some sellers will want to see you have good feedback before you open a trade. So trading here can be a bit tricky if you’re new. I recommend you start small and maybe start with another payment method first.


Symlix is another peer-to-peer marketplace where users can trade cryptocurrencies directly with each other. It supports eCheck as a payment option and provides an escrow service to protect both buyers and sellers. Similarly to Paxful, there are user reviews and ratings in place that will help you verify the credibility of sellers.


Noones is another similar service. There is really not much differentiating the platforms except for the UI and the amount of users they have. So it comes down to personal preference in the end. But Noones have grown very quickly in popularity, so it could be worth checking out. I personally liked it myself and it’s my second favorite after Paxful.

What You Need to Know Before Buying Crypto with eCheck

If you’re ready to buy cryptocurrency with eCheck, there are a few important things you should know first.

Choose a Reputable Platform

The most important thing is choosing a reliable platform.

How do you know if it’s reliable? Reviews.

I always look at Reddit, X, Trustpilot, and other forums for reviews. I want to make sure there’s not too much negative feedback or any information about exploits about the platform I’m about to use.

The last thing I want is to have my crypto drained right after I complete my transaction.

So stay safe and make sure to DYOR (do your own research) as they say in the crypto community.

Keep Your Account Clean

Before using a peer-to-peer site, make sure to have everything in order. That means verified email, phone, and ID. Some sites require you to verify your physical address too.

Make sure not to enter any disputes with other members, because that will turn off future users from trading with you. If you have to enter a dispute, then you have no choice. But if you have a choice, it’s better to cancel the trade than to get your account flagged.

eCheck Fees and Limits

The biggest drawback of using these peer-to-peer trading sites is that:

  1. They have low limits for new users
  2. The markups are high
  3. There will likely be some hidden fees

So they are not the optimal sites for buying crypto, but then again, there are not too many options for buying crypto with eCheck.

Secure Your Transactions

Safety safety safety! Crypto can be a bit tricky to new users and it’s easy to lose everything if you’re careless.

  • Use Strong Passwords: Ensure your account password is strong and make sure to enable 2FA.
  • Monitor Transactions: Keep an eye on your bank account and crypto wallet for any unauthorized transactions or suspicious activity.
  • Avoid Public Wi-Fi: Perform transactions over a secure, private internet connection to avoid potential interception by malicious actors. If you absolutely have to use a public Wi-Fi, make sure to enable a VPN before connecting.
  • Avoid Downloading Suspicious Files: This is common internet sense but it’s especially important if you’re dealing in crypto from your computer. There’s lots of malware floating around the internet, so don’t click any files that can have your computer hijacked. Doing so can easily enable hackers to take your crypto.

Understand the Process

Here’s a step-by-step guide to buying crypto with eCheck:

  1. Create an Account: Sign up on your chosen platform and complete the necessary verification steps.
  2. Link Your Bank Account: Add your bank account details to enable eCheck payments. Follow the platform’s instructions to verify your bank account.
  3. Choose Your Cryptocurrency: Select the cryptocurrency you wish to purchase from the available options on the platform.
  4. Initiate the Transaction: Enter the amount of cryptocurrency you want to buy and select eCheck as your payment method.
  5. Confirm and Complete: Review the transaction details, confirm your payment, and follow any additional steps required by the platform to complete the purchase.
  6. Exchange Reviews: Ask the seller for a positive review, and return the favor. This will build up your account reputation over time.

Verify Sellers and Trades

When using peer-to-peer platforms like Paxful and the others, it’s crucial to do your research on the seller before you open a trade:

  1. Look Through User Ratings and Reviews: Check the seller’s ratings and read reviews from other buyers to ensure they have a good track record.
  2. Investigate The Seller’s Trading History: Look at the seller’s trade history to see how many transactions they have completed successfully.

Why Buy Crypto with eCheck?

Apart from the obvious reasons, there are a few solid reasons to buy crypto with eCheck:

Is It Safe to Buy Crypto with eCheck?

Security is a primary concern when dealing with any financial transaction. Buying crypto with eCheck is generally safe, provided you take necessary precautions:

  • Use Reputable Platforms: It’s so easy to get scammed online. Stay vigilant and only transact on well-known and trusted platforms. The platforms I’ve mentioned in this guide are generally safe. But there are no guarantees that it will always be the case, so always do your own research.
  • Monitor Transactions: Keep track of your transactions and report any suspicious activity immediately.
  • Secure Information: Protect your account with a strong password and use 2FA. Don’t ever click any links that you’re not familiar with.
  • Verify Users: As long as the user’s you intend to trade with have positive reviews, you should be good to go.

Best Practices

So to summarize everything, here are the best practices you should follow when buying crypto with eCheck:

  1. Research Platforms: Choose platforms that have a positive reputation and strong security features.
  2. Verify Information: Double-check all the details before completing a transaction.
  3. Stay Informed: Keep up-to-date with the latest security measures and potential scams. Following a few big crypto accounts on X is great to get you inside the community.

Limit Exposure: Only use the amount of funds you are comfortable with and avoid large transactions when you’re first starting out.


  • Dana Nikolic

    Dana Nikolic is a veteran iGaming expert with over 10 years of experience testing and reviewing online casinos. She has written for publications such as Huffpost, Thrive Global , Newsbreak and Medium. She takes a meticulous approach to evaluating gaming sites, assessing critical factors like game variety, bonuses, customer support and withdrawal speeds. Leveraging her insider knowledge, Dana provides discerning casino reviews that highlight the top performers in the industry. She knows how to identify casinos that offer an exceptional overall experience. Dana also uncovers the best deals and bonuses to maximize player value. With a decade reviewing sites, she has stringent criteria for picking casinos that provide the most rewarding entertainment. More information about Dana on our about us page.

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